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GSA-FCU

Individual Retirement Accounts

IRAs were introduced in the mid 70s as a way for working individuals to save for retirement. While some of the rules and regulations governing IRAs have changed over the years, they're still a great way to save.

GSA Federal Credit Union offers two different types of IRA accounts:

  • IRA Share Accounts - deposit a little each payday and once you've accumulated $1,000 move it to an IRA Share Certificate.
  • IRA Share Certificate - earns a higher dividend yield than our IRA Share Account. Choose a term from six months to 60 months.

Regardless of which way you choose to save, your IRA account is separately insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

To open your IRA Share Account or Share Certificate, drop by a GSA Federal Credit Union branch or give us a call at 202-876-2121.

View current dividend rates
See current fee schedule
equal-housing

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

ncua

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency.
National Credit Union Administration, a U.S. Government Agency.

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Loans: 202-876-2121 • Fax: 202-208-4023 • Member Services: 202-876-2121 (M-F)

Lost/Stolen Debit Card: 800-554-8969 • Lost/Stolen Credit Card: 800-237-6211

Routing Number: 254074662
GSA FCU, P.O. Box 27559, Washington, D.C. 20038-7559

THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the GSA Federal Credit Union website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the GSA Federal Credit Union website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of GSA Federal Credit Union.
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CD 6-Month SPECIAL at 4.64% APY*

We are thrilled to announce our latest offer on Certificate of Deposit with a Special Annual Percentage Yield (APY) of 4.64%. Take advantage of this limted-time opportunity, email us at gsafcu@gsa.gov or call 202-878-2121.

Back To School Loan 6.49% APR*

Borrow up to $20K for 5 Years! Apply today

*APY = Annual Percentage Yield, APR = Annual Percentage Rate. Money for the CD must not currently be on deposit with GSA FCU; other loan rates may apply. NCUA Insured.