Effective as of: November 3, 2023
| Loan Rates | |
| Loan Type | Lowest Rate APR* |
| First Mortgage | Check Rates |
| Unsecured (Signature) | 7.49% |
| Visa Platinum | 8.99% |
| Visa Classic | 11.88% - 15.00% |
| Overdraft Protection | 15.00 % |
| Certificate Secured | Certificate Rate plus 3.00% |
| Share Secured | Share Rate plus 3.00% |
| Vehicle 24 Months (New/Used) | 3.84% - 7.60% (Based on Credit Score) |
| Vehicle 36 Months (New/Used) | 4.24% - 7.60% (Based on Credit Score) |
| Vehicle 48 Months (New/Used) | 4.54% - 7.60% (Based on Credit Score) |
| Vehicle 60 Months (New/Used) | 4.84% - 8.10% (Based on Credit Score) |
| Vehicle 72 Months (New/Used) | 5.35% (Based on Credit Score) |
| *APR = Annual Percentage Rate | |
| Rates are subject to change without notice. | |
| Actual rates may vary based on credit score of individual applicants. | |
| Add 1.50% for used automobiles over 5 model years old without an extended warranty. | |
| These rates apply to loans repaid with direct deposit. If a loan is repaid without direct deposit, the next higher rate will apply. | |